The industry is undergoing a move from system security to personal security, making sure your identity and your coins are safe from peering eyes as you trade.
But the security has to be peer to peer, there is no such security in which the personal data is restricted to bankers, who make the rules. No, the security is peer to peer, bankers have to have the same protocol to protect us customers. That security is end to end verifiability, including secret decoding of public keys outside of human eyes.
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