We have a competition going on between Obama Progressives and the Young and Healthy. On one side, Obama wants to corral those young paychecks to cover the cost of government payments to the AMA. On the other hand, the young have powerful technology that lets them self select into homogeneous health groups for minimizing insurance.
Tyler Cowen has the contradictory price controls that result.
My take:
Insurance premiums will fall, for the young and healthy in combination with the retail clinics. Obama will forever be looking for the last young person not yet captured by a self selected insurance program. Technology will win, it will find ways to coagulate healthy groups in efficient high deductable insurance systems.
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