Do we see the first automated S&L technology in sandbox?

Coin Gecko is on the case.  A very quick read seems to show the basics, round robin access to the trade book, automated pit boss setting rates based on variance between deposits and loans.  It is not quite completely asynchronous.  Overall, looks very close to sandbox assumptions, a possible breakthrough.

The WeTrust ROSCA works almost like a peer-to-peer savings/ lending circle among trusted groups of friends. While there are several types, the example below shows one that uses a reverse auction to determine how to distribute the funds each period. The picture below gives a good illustration of how it works.