Sandbox worth 4.7 trillion says Goldman-Sachs

The Economist magazine reporting:

The magical combination of geeks in T-shirts and venture capital that has disrupted other industries has put financial services in its sights. From payments to wealth management, from peer-to-peer lending to crowdfunding, a new generation of startups is taking aim at the heart of the industry—and a pot of revenues that Goldman Sachs estimates is worth $4.7 trillion.

So, do we really think the GS wants to sit around for years baby sitting the senate and getting interest payments done?  No, especially since the sandbox can provide fair default mechanisms for the senators.