Savings in the news

The webosphere is talking savings,
Kling,Henderson,McArdle, Klotikoff They even talk about the paradox of thrift.

The point of saving is that the future looks more efficient than the present. But in channel theory we have no time, we have relative probability of transaction. Let's formalize savings a bit:

View the economy as a set of transaction rates i, then to meet maximum entropy we should see the set:
-iLog(i) where the i range from fast to slow in a Fibonacci sequence. All the -iLog(i) are within 1.0 of each other at equilibrium (this is the optimum flow conditions)

OK, here then is the finite savings rule. If you expect some i to have a greater -iLog(i) then some subset j of i, where j > i. Then do less of the j and more of the i, trade wholesale!!  Should I buy apples at the grocer or shares in an apple farm?

Savings is buying on the wholesale end (less frequent, larger sizes), consumption is buying on the retail end (more frequent smaller transactions).