INSIDE CHINA'S VAST NEW EXPERIMENT IN SOCIAL RANKING
Something like 80% of payments are via smart phone, so the two payment systems collect your data and report your score.
Why not record the spending data on your smart phone, and compute your credit score without government help? Because the system is run by Chairman Mao of Alabama, and he works directly with the commies.
In the sandbox, the smart phone wallet, and all wallets are secure, not like today. So we can report our own credit score, anonymously, and securely. Alternatively, we could identify ourselves by crypto token and let the central data base track our activities, and match u up by token.
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