Ripple is functionally an escrow machine, hence it has a bot that implicitly owns digital assets for a fixed time. So, Ripple need only develop a pit boss code and it can run an S&L pit for its clients, who can dipin to the pit as needed to reduce contract volatility. Make it a short windows pit, let the pit boss run with volatile short term interest charges. Then, Ripple could agree, under contract, to release the escrowed coins under a bit error process, deliberate, bettable inflation.
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