Banker Widgets

he success of the mobile money programme in Kenya – where money is exchanged via mobile phone – has been phenomenal. In four years, a country with only 850 bank branches has seen the number of outlets providing the service grow from 4,000 to 25,000. People have access to formal finance as never before. This column studies 3,000 households between 2008 and 2010, tracking this social and economic transformation. From Jack and Sun at VoxEU

Great chart, go read this article.

Where have I seen this chart before? In th Great Depression. Home entertainment Radio climbed just like this digital money thingy. So the robots in Kenya, especially the CEO of the largest monopoly provider, have instantaneous access to a nearly pure Money Index. It tells them at that moment haw money is moving, all of the set NilogNi, for most of the retail and wholesale sets of i. But man, what a service.

We need to liberate the great equalizers robots. They cruise the money waves and smooth entropy. A company like Google creating the open source equalizer widget. Anybody using the digital money system can agree with the counter party about distributing the trade over time.

We get a digital market based on an aggregate measure of: The Willingness to reveal vs the desire for liquidity. Each trader making the personal trade, agree on the parameter setting, and the trade is executed by the Bot. Trading bots, they keep secret information about a contracted convergence rate; the Bot will use that as his guide to setting the window of his entropy tuner. Always trying to wedge in trades at the spectral space about the secret targeted i, in the collection of NilogNi.

The Autonomous liquidity Bots, roam, just looking for nickels, returning the profit to the network operator.

My theory says this is a depression causing shock, for money will very quickly establish who is not liquid behind the scenes. Things thought normal yesterday will appear out of sorts today, because retail money is becoming much more accurate much more suddenly.