Banker bots batch process

Those moments when your card cuts a loan because you are cash short.  It launches and account change into whatever terminal had  the over charge. It will make it to your home account and restore savings to loan balances. These network messages should be asynchonous. Account rebalancing at the home bank should follow the hardware security path. I do not see a complicated protocol, since there is the same intelligence at sender and ecevier, the bot.