Block Chains and Banks

FT: Banks and exchanges are all taking a keen interest in applying the blockchain, the record of asset ownership that underpins bitcoin, to financial markets. It mixes Silicon Valley and Wall Street and could represent a radical departure from longstanding financial networks.
How does it work?
At present, when one bank sends money to another, no physical currency changes hands. Banks and settlement systems use central electronic ledgers to track assets. But they can be slow and inefficient, often relying on faxes or manual input. That not only wastes time but racks up fees. The system is also open to hacking and fraud.

Great idea. But let's simplify.  

The hashtags are hardware embedded encryption keys, inside the smartcard chip.. The smartcards are keys; oriented in a block chain, with masking. And the smart cards themselves make a block chain from the hashtags.  But cards roll in and out of the block chain as hardware keys expire.  

Counterfeit proof, tamper proof:

Then, we have hardware tamper proof exchanges,, anything inside the block chain, from card to card, is a safe, tamper proof honest exchange. The Holy Grail, and CardLogix will make this happen, go talk to them.

Here is a patent that I own:

Every smart card must verify its place in the block chain, say, every week. If verifiation ils, the card stops until returned to banker.  I can sell this patent for banker coins, who has them?

Untouched by human hands:

The hadware key is embedded in the chip gate arays. It is generated at the fab shop, and photoed into the chip with sufficient dead ends. WSe get a communications systems, undecodable by humans. I mean, what a friggen brilliant idea, I must say.