If we can't trust Apple or Yahoo with security

Then what?

Our calls are monitored because these idiots invite their  thieves into the servers. So we have a big problem in Silicon Valley. What to do? Well, all these idiots have yheir own private information shared with governments around the world, one  might think that ol Tim Cook could have a real thought about the problem.

But there is a good outcome, we no longer trust Silicon Valley and bankers have to implement their own security for the smart card.