Regulated banks has the right of bearer digital assets

Central Banks Don’t Need Their Own Digital Currencies

Which is what Tyler means by his objections.  

Registered, regulated banks can ship funds around within their own networks without informing the Fed right away. This is bearer digital asset power. Tyler says individuals cannot have that power as we individuals are not regulated.

So, regulated us, give us a bearer asset limit. This has nothing to do with having a Fed accounts, Fed banking still scales properly when individuals hold bearer digital assets, as long as we are hit with a limit. Hit us with an enfoceable limit.

Central bank accounts and Secure ID go hand in hand.