Automatic portfolio optimization

Self-Driving Money Is Coming To Consumer Fintech

To really understand the value of consumer fintech, though, we need to view these platforms as the fundamental building blocks for autonomous finance, which will reshape how we interact with money.
The premise of autonomous finance is that your finances should be ‘self driving’: you set the destination, and the platform figures out how to get there quickly and safely. Some elements of this exist today: roboadvisors like Wealthfront or Betterment ask questions about your age, risk tolerance, and investment goals before creating and managing plans for you. But the potential for self-driving money (a term coined by Wealthfront) is much, much bigger.

If they figure out how to do it right.