Thursday, March 22, 2018

Safe deposit boxes for digits

My fiat bank could agree to lock up my deposits, make them unaccountable for reserves, literally remove them from reserves and call it outstanding digits, like paper cash.

Why? Because then I can use those digits, outside the fiat framework as bearer cash; and I do not break the law. The last part is key, I am not coining money. I am legal, and I can engage in a legal sequence of trades in a dark pool with other also having locked deposits.  When our trades are finished, our mutual contracts stipulate the payouts.  At that point, all parties make the appropriate swaps to clear trading accounts, and if they refuse? The others can sue; legality and contract law upheld at each step.

The technology needed is a trusted notary system for the dark pool.   task our clever mining developers should handle. This is more difficult to do then revokes because with revokes the parties can watch external ledgers until time resolves trades. Each party needs only their own notary to watch the ledgers.

Normally, in black market, the laundry operates robotic fiat accounts where know your customer is difficult to enforce. Illegal trades are limited to simple laundry, complicated trades could lead to civil court, exposing the illegal scheme.

Why would fiat banks support dark pools? Because their customers want them and fiat banks can manage them, they are essential to beat the arbitrage traders, they allow asynchronous portfolio adjustments and exposure to a wider variety of market. Fiat bankers run dark pools, hey prequal their wealthy customers for regs. The bearer asset format becomes well known and bank services for legal dark pools rise.

The the extent that fiat bankers are trusted notaries, they can offer dark pool services to bitcoiners and frequent flyer miles, Walmart coins.  The existing correspondent banking system is free to adopt multiple monetary system support, in the sand box, otherwise known as open banking.

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