I cannot rule out the idea from CBO. I would restate it to, frequent but modest dips below zero. I have that as a sandbox design goal and thus a prediction.
There is every reason to believe money and trading tech keeps reform paced and the price of reform reduced by better program accuracy. Regtech could solve a lot of guv mismanagement with prequals and PoA protocols. Our time to market in introducing the tech is as fast as ever, sandbox development at peak efficiency now.
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