Apple's patent is horsemanure

Business insider describing Apple's bogus patent:

First, the user opens their Wallet app, chooses which of the credit cards stored there they want to use to make the payment, and type in the amount they would like to pay. The payment can be authenticated using a fingerprint or the iPhone's passcode. The system would also let the person paying pick the recipient from nearby iPhone users. Then, an encrypted payment "packet" is sent to the person receiving the payment, including the payment amount, verification and a payment "credential," which could represent the sender's credit card details.

Bogus. One what basis is this new? The bot issues a validating  token without revealing user information? Horseshit, paper cash does that today. User gets to pick one of several of his cradit accounts? Horse shit, we do that today with credit cards. Authenticating by fingerprint? Horseshit, banks have been doing that all the time. Encrypted packet? Horsemanure.

William Shatner, Priceline negotiator has been violating Apple's patent for years, way before Apple connected simple dots on a line.

Banker bot does all this, and has been proposing all this for years, and Apple is still clueless about building a banker bot.  Take a regular cedit card, add a near field wireless capability. You get the standard  credit card, with a chip inside, as proposed and used for years.  There is no patent anywhere that stops a SmartCard with banker bot inside. Banker bot performs a balancing of probability distributions by assigning bit significance, a Huffman encoder. Its a spreadsheet function, no patent stops it. Otherwise, banker bot makes and accepts bids, in one set of units vs another.

The US patent office should reject this horseshit, this is classic patent trolling by Apple.

But it matters not because the Banker Bot team I selected is moving to Cal Tech and surrounding themselves with the smartest mathematicians in the world. They are then protected from the Silicon Valley nitwits and we, the middle class consumers of banker bot, will be safe.