Some bot is running the yield curve for a coin. Call it the top bot, and it has member bots and a posted liquidity risk. When the risk is exceeded, top bot pays and collects the bets for member bots. Its the encode/decode process.
Paying bets for member bots is as easy as adjusting their savings to loans values, maintaining conservation of coin. Banker bot just plays a fair numbers game.
If you worry deposits, then banker bot will flash the red/yellow/green lights to warn you.
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