Just allow fuat banks narrow capability to offer digital S&L up to a finite amount, without timeout, on the swap net.
I don't need the liquidity machine that holds my card. I got the fiat banks pit boss giving me cash and taking my deposits in advance and setting interest charges.
Limit the amount to a thousand for trial run. The swapnet standards group has all the details, the connectable products available. We have an orderbook, great tech. Solves a bunch of problems and would thrill the Fed geeks. You will learn a lot about where your fiat hangs. Banks earn their regular monopoly share.
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