Seigniorage taxes

Banks Took $11 Billion in Overdraft Fees in 2019, Group Says

Large U.S. banks took $11.68 billion in overdraft fees out of their customers’ accounts last year, even before the pandemic kicked off an economic crisis, according to research by the Center for Responsible Lending.
Vulnerable people were by far the hardest hit: Nine percent of account holders paid 84 percent of the overdraft fees, according to the review, which focused on banks with assets of more than $1 billion. Those customers tended to carry low balances, averaging less than $350.

There is no magic monetary stimulus. Liquidity is conserved, what the banks will not cover gets passed down the banking chain.   The proper name is Fed Tax.  Bernanke got caught lying about it and so will Powell.