If you are Starbucks with regular arrivals. Then your local Swift will let you down load the Swift official short chain cash ledger. Customers can move from S/L to short change option. That means the congestion manager will optimally keep your short chin full at the Starbucks for fastest speed and optimum interest flow. You get your coffee hedged, courtesy of your local Swift bank, all done over WiFi.
Customer experience. You an o onto a Starbucks today and order vi the smart phone. There is the noticeable delay in turn around, but it is convenient. Then the clerk gets the order and confirms. With cash, digital, the order is done and appears on the register screen as soon as you hit you button. She can actually find you as you are the one hitting the phone. Each customer sees the green light of orders pending, they swap spots in line with their neighbors, they are all in sync with the system. It is eliminating that extra step, that step moves order and back, one step apart; and we can make it coincident, instant.
It becomes like yelling across the bar for the waitress. In fact, that will happen, the customer yelling if she is ready. Then one push of the button, and her order goes up, paid for instantly. Like throwing the gal twenty.
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