Thursday, November 19, 2020

Miners fees and interest charges

 The S/L pit is the hot wallet dual of the public ledger, and both are automated congestion pricing systems, and keep structured queues. The one is the other turned inside out.

This is different from OTC trades, there is no congestion adjustment to the trading board in run time. The trusted miner dealing with a measure of OTC trades is an insurance company. That is different from miner or pit boss. It is not congestion pricing, it hedges the natural arbitrage in the OTC world.

Stability

Unstable we are when the market risk account is large relative to the number  N, the market size. But the whole point of congestion pricing is to find markets full of OTC and get them into a pit, congestion priced, if we have enough N.  The banks are taking market share from the insurance companies. They compete, and can be unstable.

This is the essence of Selgin's instability of giving us all accounts, the Fed gets overwhelmed, or suddenly abandoned. George neglects the natural congestion pricing in free banking. We will sort ourselves naturally if the banking is freer, low transaction costs, automation. 

No comments: