Demand for loanss exceeds demand for depositors

Business Insider

• Credit-card delinquencies, application rejections, and involuntary account closures are all on the upswing, according to a report from the Federal Reserve Bank of New York.
• The Fed says these developments are "potentially concerning" given the strength of the economy and comparatively low interest rates. 

Especially alarming considering the debt growth of the past few years. So credit is tight again.