Digicash is collateral

I need fewer prequalifications if I have digicash.  On line, if I want cash, I just offer the creditor two months payment, zap;  If the creditor wants to know more, my secure ID can show an abbreviated version of my cash history. This is an ovre the counter exchange, maybe a human intervenes to OK the deal, maybe not.  Digicash is a great liquidity, it can be restored after a visit to the ledger service later. If total liquidity runs dry, just go sell something in the pits. Good stuff.