Bank of Cyprus takes a giant leap

Gemalto's biometric sensor payment card is based on the principle that biometric data should always remain in the hands of end users. Bank of Cyprus' customers will complete the swift enrolment process at the bank's branches, using Gemalto's tablet designed for the solution. The biometric personalization and card activation process is designed to avoid transmission of biometric data over the air to ensure that users' data privacy is protected. The fingerprint template captured during the enrolment process is stored only on the card.

Powered by the POS so it needs no battery.  This is the next step in ATM chip, but the technology transfers directly to hardware wallet.  Add in the NFC interface and on line ordering is safe, we get $20 billion/year returned to the industry from defeating card not present fraud.

The 20 billion/yr saved translates into free money, so take some of that and make the card hold bearer cash. Add the battery.