Think of the handheld as a secure node on the lightening network, for example. Or think of it as a complete regulated FDIC bank node. It is always honestly connected to the money network of trading pots.
When on its own, the block chain still manage background ledgers, making the counterfeit proofing much easier o manage. Asynchronously disconnect bearer cash from the ledger with trusted miners. Manage e 'fails t delver' with a congestion fee of diminishing returns.
This makes too much sense for MIT to ignore, his is the heart, the sandbox. The scheme relies heavily on counterfeit proofing that smart card, in the hardware. The contracts are simple, just insure the spectre standard is followed, everywhere. But the cash limit can be enforced externally always find a spot where the cost of counterfeit proofing is adequate.
Biotech is a must, a protection for the owner. Spend the bucks on that. This s a;so the spot where you empower the poor with new technology. The payments efficiency gets the Fed back about half the inflationary costs of the new contract. Good stuff, even without the direct government subsidy.
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